NRG Careers

Credit Analyst

Date Posted: Jan 10, 2020

Location: Houston, TX, US

Company: NRG

Job Description

As an NRG employee, we encourage you to think creatively and proactively about your career choices.  Our work environment is dynamic and the career opportunities across our businesses offer variety and challenge.  Providing career growth to our own employees is critical to our ongoing success--take charge of your career goals and empower your future!


Job Summary: 


This position is responsible for providing credit risk analysis and support to NRG’s Retail, and Wholesale with primary emphasis on the credit reviews and contract negotiations. The Credit Risk Management department is an integral component of NRG’s Risk group that reports to the company’s Chief Risk Officer. The Credit Risk Management team is tasked with developing and implementing credit policy across the organization for all segments of the business.  Key responsibilities of the group include identifying, quantifying, and mitigating credit risk. The group interfaces with Legal, Commercial Operations, Strategy, Accounting, IT, Treasury sales, and upper management regularly.


Essential Duties/Responsibilities:


  • Monitoring and reporting of retail, and wholesale counterparty credit exposure
  • Frequent communication with management related to reporting, monitoring, and compliance related tasks
  • Monitoring & evaluating credit exposure for new and existing transactions between systems, while ensuring compliance with Risk Policy
  • Credit exposure modeling for potential transactions
  • Maintaining credit system for contractual amendments and customer rating changes
  • Information assimilation and presentation preparation for credit-related projects
  • Utilize technical knowledge to recommend and lead system enhancements to management and business units
  • Application Program Interface (API), Secured File Transfer Protocol (SFTP), and File Transfer Protocol (FTP) development and implementation
  • Data visualization knowledge (Power BI, Spotfire, Tableau)
  • System knowledge (Bloomberg, SAP, Visio, and MS Office, Powerpoint, Excel)
  • Project Management
  • Ad hoc requests


Working Conditions:

  • Open office environment.
  • Some overtime required as special projects arise.
  • Minimal travel


Minimum Requirements:


  • Bachelor’s degree in Computer Science, Finance, Economics, or other business discipline.
  • 3-5 years professional experience in merchant energy, wholesale energy trading, large commercial or middle-market banking, corporate finance or computer science


Preferred Requirements:

  • 1-2 years of experience with Data visualization tools (Power BI, Spotfire, Tableau)


Additional Knowledge, Skills and Abilities:


  • Ability to prioritize duties and multi-task
  • Ability to work in fast paced environment and attention to detail
  • Ability to interact with various levels of professionals
  • Ability to problem solve
  • Must be able to consistently meet deadlines
  • Strong Communication Skills
  • Must have flexibility in work schedule to accommodate variety of deadlines



NRG Energy is committed to a drug and alcohol free workplace.  To the extent permitted by law and any applicable collective bargaining agreement, employees are subject to periodic random drug testing, and post-accident and reasonable suspicion drug and alcohol testing. EOE AA M/F/Vet/Disability  Level, Title and/or Salary may be adjusted based on the applicant's experience or skills.  Official description on file with Human Resources.

Nearest Major Market: Houston